Gadget and Mobile Phone Cover
Insurance Product Information Document
Company: Zenith Insurance plc, Authorised Insurers, registered in Gibraltar No 84085. Registered Office: 846-848 Europort, Gibraltar. Zenith Insurance Plc is regulated by the Gibraltar Financial Services Commission and subject to a limited regulation by the Financial Conduct Authority and Prudential Regulation Authority in respect of underwriting insurance business in the UK (No. 211787).
Product: Gadget and Mobile Phone Insurance
This document provides a summary of the key information relating to Gadget and Mobile Phone Cover and should be read in conjunction with your Policy Wording and Schedule of Insurance to ensure you understand the full terms and conditions that
What is this type of insurance?
This Gadget and Mobile Phone policy entitles you to repair or replacement of your gadget or mobile phone, once relevant paperwork has been received, in the event of accidental damage, theft, accidental loss, breakdown, liquid damage or malicious damage. Cover is also provided for fraudulent calls if your phone is lost or stolen.
What is insured?
What is not insured?
Are there any restrictions on cover?
Where am I covered?
Cover applies within the geographical limits of:
What are my obligations?
Premiums must be paid on time
When and how do I pay?
Payment will be required when you take the policy out, or by instalment if your policy administrators can arrange this for you.
When does the cover start and end?
Cover lasts for one year and the dates of cover are specified in your Schedule of Insurance.
How do I cancel the contract?
If you decide that for any reason, this policy does not meet your insurance needs then please return it to your agent within 14 days from the day of purchase or the day on which you receive your policy documentation, whichever is the later. On the condition that no claims have been made or are pending, we will then refund your premium in full. Thereafter you may cancel the insurance cover at any time however no refund of premium will be payable.