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Cover against theft, loss, accidental and liquid damage for no extra cost

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Unlimited gadgets in your cover as standard

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Protection anywhere in the UK and up to 90 days worldwide

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Authorised and regulated by the Financial Conduct Authority (No. 311741)

WHY CHOOSE AGREE?

We’re not like those insurance agencies that broke your heart..

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Lowest price on the market

We are yet to find a cover that includes unlimited gadgets, laptops and mobiles (including accidental damage), worldwide cover, and theft protection at a lower cost than ours! Most insurers don't include all of this as standard!

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No hidden costs

We charge just one flat fee to insure all your gadgets.

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Lowest premiums possible

Our goal is to protect your gadgets at an affordable price.

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Full transparency

Our policies are written in simple, jargon-free language.

TRUST & SAFETY

We’re fully authorised and rigorously regulated, so your faith in us can extend beyond your policy cover:

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Authorised and regulated by the Financial Conduct Authority (No. 311741)

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Part of the Financial Services Compensation Scheme (FSCS)

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Underwritten by Zenith Insurance PLC.

Worried you’ll change your mind?

You can cancel your policy within 14 days of the policy starting or within 14 days of you receiving the documents, whichever is later. No questions asked.

GO UNDER-COVER

We shield your gadgets from:

Worldwide Cover

Cover applies within the geographical limits of: Great Britain Northern Ireland The Channel Islands and the Isle of Man Worldwide for a maximum on 90 days in total in any single 12 month period of insurance

Accidental Damage

We will pay repair costs if your gadget is damaged as the result of an accident. If your gadget cannot be economically repaired it will be replaced.

Theft

If your gadget is stolen we will replace it. Where only part or parts of your gadget have been stolen, we will only replace that part or those specific parts.

Accidental Loss

If you accidentally or unintentionally lose your mobile phone we will replace it. No other type of gadget is insured for accidental loss.

Breakdown

If your Gadget suffers electrical breakdown which occurs outside of the manufacturers guarantee period, then we will repair it. If your Gadget cannot be repaired, we will replace it This cover is not available on laptops or computers.

Liquid Damage

If your gadget is damaged as a result of accidentally coming into contact with any liquid, we will repair it. If it cannot be economically repaired we will replace it.

Unauthorised Use

If your mobile phone is accidentally lost or stolen and is used fraudulently, we will reimburse you for the costs upon receipt of your itemised bill up to the maximum value of £2500

Malicious Damage

If your gadget is intentionally or deliberately damaged by someone else (excluding immediate family), we’ll repair it. If it can’t be repaired, we’ll replace it.

MAKING A CLAIM

In the event of an incident, reporting a claim is as simple as 1-2-3

STEP ONE

Notify us within 48-hours of the discovery of any incident using the contact details in your policy documents. If you are outside of the UK when the incident occurs, notify us within 48-hours of you returning to the UK.

STEP TWO

Report any theft or accidental loss to the relevant authorities (E.g. your Airtime Provider, the Police) within 48-hours of discovery. When you do so, obtain a crime reference or lost property number. This will support your claim.

STEP THREE

Provide us with details of the claim and any other contract, guarantee, warranty or insurance that may apply to the incident, including but not limited to household insurance.

THE NITTY GRITTY

Some things you should know

EXCESS

An excess is a fee that must be paid if you make an insurance claim. The amount of excess you pay depends on the brand-new monetary value of your gadget:

Gadget Value Excess
Up to £250 £25
From £251 to £999 £50
Over £999 £75

EXCLUSIONS

We expect you to take all available precautions to protect your gadgets.
So, no cliff-diving in a warzone during an alien invasion while leaving all the doors and windows unlocked, please.

MORE INFORMATION

You will have a chance to review our key facts when you are selecting your cover level.

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